Customer data is seen as a very valuable asset. Yet the true value is hidden in smart and transparent use of intelligence where the customer and bank mutually benefit. Less focus on "carpet bombing", laser focus on serving customer needs. We design processes with the customer top of mind: how can we serve and offer the right products, at the right time, through the right channel. All the modern tools of Cloud and AI as enablers are combined with trust: security and privacy. Let us show you how we merge these elements together.